City Guide

Although it's not required of travelers, health insurance is highly recommended. Unlike many European countries, the United States does not usually offer free or low-cost medical care to its citizens or visitors. Doctors and hospitals are expensive, and in most cases will require advance payment or proof of coverage before they render their services. Policies can cover everything from the loss or theft of your baggage and trip cancellation to the guarantee of bail in case you're arrested. Good policies will also cover the costs of an accident, repatriation, or death. Packages such as Europ Assistance's "Worldwide Healthcare Plan" are sold by European automobile clubs and travel agencies at attractive rates. Worldwide Assistance Services, Inc. (tel. 800/777-8710; www.worldwideassistance.com) is the agent for Europ Assistance in the United States.

Though lack of health insurance may prevent you from being admitted to a hospital in nonemergencies, don't worry about being left on a street corner to die: The American way is to fix you now and bill the living daylights out of you later.

City Guide

Miami FL Tourism: Health & Insurance

Health & Insurance

Miami Travel & Vacation Deals

Miami Travel Deals